So, this company is a pyramid scheme, where they take regular working individuals and pay them a commission based on the number of pieces of apparel they sell. You can either purchase from the website or begin working for them and selling their products 

Does Zyia take afterpay?

When you begin shopping with Zyia, you will take the product you want and then they will ask you to contact the nearest Zyia representative to whom they can ship your order to and then you will pay them, and then they will send their earnings to the Zyia Company.

But if you want to pay with the Zyia app and not to the representative, you will get a buy now, pay later facility to pay. Zyia does not partner up with after pay, but they partner up with Klarna, which is the rival company of Afterpay. You will get 6 weeks to pay the full amount in 4 installments.

What payment methods can be used in Zyia?

The payments method is they accept credit cards which are major like MasterCard, visa, American Express, etc. they also take PayPal and apple pay and debit cards are also used and now the newest feature is BNPL from Klarna.

Where will it be available?

You will have to download the Klarna app and sign in. Search Zyia on the Klarna App and start adding the items you want to buy. After you are done with the shopping, go to the payments page and select the option “Pay with K”, which is on the bottom of your screen. You can control your installments over 6 weeks, but you will have to give 25% of the amount at first and the rest in 3 installments. But you will have to have 1 installation clear in 2 weeks.

Does Zyia take Afterpay for online, offline, or shipping purchases?

No, Zyia does not take afterpay for any of the payment processes, whether it is online, offline, or shipping purchases. On the contrary, they take Klarna as a payment option, which is also a BNPL company and a rival company to Afterpay.

Does Zyia offer any financing options?

Zyia does not offer any financing options from their side of the company, but they do take Klarna, which is a BNPL company and offers financing options like Pay in 4 of Klarna, where the customers need to pay their payment in 4 installments, and then there is the Pay in 30 option, where the customers need to pay in 30 days. These two programs are interest-free, and the financing option of 12 months is also offered by Zyia through Klarna, where the interest rate varies from 0-30% per year depending on the credit score of the customer.

A comparison between Klarna and afterpay is available

Repayment frequency

Afterpay: Afterpay allows you to pay the price of the purchase in 4 installments, which is 25%, and if you are unable to pay the installments, then the customer is charged a late fee. $7 for purchases under $40, and $10 for purchases from $40 to $68. Klarna also allows customers the same after-pay offers, but the only difference is that, regardless of your purchase price, Klarna will always take $10 as a late fee.

Interest Rate

Afterpay: Afterpay does not charge interest. Klarna: There is an interest rate that depends on your payment plan.

account fees:

They do not charge a fee except when the installments are late, in which case they do charge a late fee. There is no account fee, but they charge a transaction fee and an occasional variable fee, which depends on the financing you take.

Credit Check:

Afterpay: You won’t have to undergo a credit check as long as you are 18 years old and have a debit card. They will take a credit check depending on the retailer, but most likely a credit check will be taken when you are borrowing a large amount of money for a longer period.

Conclusion

Zyia is a brand that mostly works on word of mouth and accepts payment methods like credit cards, debit cards, PayPal, and Apple Pay, as well as BNPL companies like Klarna. They also accept financing methods for 12 months at varying interest rates depending on your credit score.

How much commission does a Zyia rep make?

They make around 20–33% commission on every product they sell.

How much is the cost of becoming a ZYIA rep?

It costs around $395 to become a rep, which includes a $200 gift card with the starter kit.