Affirm is offered as a valid payment method to all customers in all Zale stores in the United States. However, Does Zales accept Affirm? other major Buy Now Pay Later service providers. Zale also accepts traditional methods of payments from its customers. Much like any other luxury goods retailer, Zale offers expensive products for sale, and customers may find it easier to pay with BNPL methods.We will go through the list of payment methods accepted at a Zale store and the in-store services offered to the customer. We will also go through other companies like Zales, which deal in jewelry and precious stone ornaments, and some frequently asked questions by customers.

List Of Payment Methods Accepted At Zales

Zales offers a wide range of payment methods to its customers. The following is a list of payment methods that are acceptable at Zales Stores and zales.com:

Cash and Checks: Cash and personal checks are accepted at all Zales stores in the United States for in-store purchases or services. Cash on delivery for home deliveries or curb-side pickups may also be accepted depending on the customer’s shipping address. However, Does Zales accept Affirm? more expensive purchases, cash on delivery is not generally recommended due to the flight risk of the delivery person. Customers may also use cash to take leases on jewelry from the store. Personal checks are not acceptable for deliveries or leases.

Credit and Debit Cards: Zales accepts credit and debit cards of all major banks and credit unions for making payments at the store or online. Third-party credit cards and Zale credit cards are both valid for purchases online. However, third-party credit cards are not accepted by Comenity Capital bank. Zale Credit cards generally carry some additional benefits that third-party credit cards do not, and it is encouraged by Zale to use their store card.

Zale Credit Card: Zale offers its exclusive credit card for making purchases in the store and online. The Zale credit card has more benefits than third-party credit cards. Some of these benefits are discounts on in-store and online purchases, up to 50% off on purchases made on the customer’s birthday, up to 10% discounts on store services like jewelry repair, exclusive deals, coupons, and vouchers, and free standard shipping to any valid address in the United States. Customers can apply for a credit card online or at Zale stores.

Buy Now Pay Later Payment Methods: Affirm and Quadpay are acceptable for making purchases at the Zale store. Klarna, Afterpay, and Sezzle are some prominent BNPL service providers which cannot be used by customers for their payments.

Gift Cards: Zales accepts only gift cards that Zales issues. These gift cards can vary from $50 to $2000. If the balance on a gift card does not expire, it can be used again for future transactions. Zale gift cards cannot be used for paying bills on the Zales Credit card. E-gift cards may also be used for online purchases. It is possible to make split payments with Zales gift cards.

Services Offered at Zales Stores

Zales offers exclusive in-store services to customers who purchased diamond products. These include but are not limited to:

Cleaning, Repairing, and Inspection Services: Zale offers lifetime cleaning, repairing, and inspection services on diamond products free of cost. If the customer can provide valid proof of ownership of their diamond jewelry, they can avail of these services free of cost for the entire lifetime of the diamond. Broken Diamond Coverage: Zale also offers free cost of repairing diamonds to all customers who can provide valid proof of ownership of their diamonds. These include chipping, broken parts, or loss in the original setting of the diamond. In case the diamond is unrecoverable, Zales may replace the diamond without any cost to the customer. Warranties: This is not an in-store exclusive service but is a prominent feature that Zales provides with each of their products. Proof of ownership is necessary to get the warranty for a damaged product. However, Zales may not cover the mysterious disappearance or theft of some products which will be announced before purchasing the product.

Jewelry Retailers Besides Zales

If a customer does not want to shop jewelry at Zales, there are many alternatives. Some of them are Tiffany’s, Sterling Jewelers, Fred Meyer’s Rogers Enterprises, and Helzberg Stones. These retailers offer jewelry and precious stones like Zales.

Q1. What do I need to apply for a lease at Zales?

A1. Customers who are 18 years or older have social security numbers, a bank account and routing number for an open savings account, and active credit and debit cards can apply for a lease at Zales.

Q2. Does Zales have payment plans?

A2. Yes, Zales offers payment plans to its customers, which may be checked on the official website.